*0% APR financing available for a limited time only. Minimum order of $1,000 required. The rates range from 0% to 29.99 APR, resulting in, for example, 36 equal monthly payments of $31.33 to $42.45 per $1,000 borrowed. Your terms may vary and are subject to credit approval. All BreadÂ® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC
Buy now and pay for your purchase over time at competitive rate.
Pay for purchase with monthly payments and prepay at any time without penalty.
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credits score.
Add items to your cart and checkout.
Select Bread as the payment method.
Choose your option and complete the checkout process.
When you're ready to buy, simply click the 'Pay Over Time' option and you'll be asked to provide your personal information. Bread is committed to keeping your personal information secure and uses its technology to encrypt important data. They will present you will clear, transparent terms and you'll be shown the monthly cost of the item. You can pay the same amount each month or pay off your whole balance anytime, for no extra cost!